We’re making it even easier to earn cash back rewards each month. Any debit card transaction will count towards your rewards total – including signature and PIN transactions. Plus, using your debit card for online purchases and payments counts, too!
With free conveniences like mobile banking and check deposits from your smartphone, a surcharge-free ATM network — along with no monthly fees — it’s a checking account that fits your life.
It’s easy to qualify!
With Free Rewards Checking you’ll enjoy unlimited check writing plus value-added conveniences that can help you better manage your money.
or minimum balance requirement
for debit card transactions that overdraw by less than $302
with 28,000+ surcharge-FREE ATMs
with mobile deposit, rewards tracking and more3
Online Banking offers FREE Bill Pay too
for added peace of mind
with purchase alerts and card controls found in the Mobile App and Online Banking
so you can save time—and trees
for first orders or address changes, contact us
Place other reorders here
Mail: 7-10 business days
In-person: Instant issue option
Eligible to start accumulating transactions right away (right after checking account has been opened or converted from a basic checking) and the rewards are applied to the account at the end of the month. If the checking account is closed before the end of the month, then the reward is not applied. Member can use the rewards check-in widget in OLB and mobile app to track their progress.
Overdrafts won’t impact rewards.
Can overdraft account:
None for the Free Rewards Checking. Basic Checking may be assessed the express fee if requirements are not met.
Brand new members: Can open in person at the branch or online.
Existing members: Can open in person at the branch, online, or over the phone at 703.526.0080 x4.
*Cash back is calculated based on the total dollar amount of qualifying debit card transactions. Account will not be dividend bearing. 1% cash back on first $1,000 in transactions. Maximum cash back is $10. For minimum requirements to be met, actions must be performed and must clear/post to the account during the qualification period. Transactions may take one or more banking days from the date the transaction was made to post and settle against your account. Swipe & Sign, PIN, and Debit Bill Pay transactions must have cleared account by the end of the month. Standard fees will apply such as an account that has been inactive for longer than 12 months. No overdraft fees on transactions up to $30 for debit card transactions only. ACH transactions do not have a $30 grace before a fee is charged.
1Up to $10 of ATM fees reversed if reward criteria is met.
2This only applies to debit card transactions. ACH transactions do not have the $30 grace before a fee is charged.
Membership required. Federally insured by NCUA.